The landscaper insurance specialists
From weekly mowing routes to full-scale grounds contracts — coverage sized to your crew, your equipment fleet, and the properties you're actually working on.
No spam. Same-day coverage is typically available, and your certificate of insurance is issued instantly after you bind.
Get your free quote
Step 1 of 4How it works
Crew size, equipment fleet, and whether you do maintenance, installation, or both — about two minutes.
Licensed agents build a custom quote matched to your actual exposure — typically back the same business day.*
No pressure call — read through the coverage and enroll whenever it works for you.
Bind coverage and your COI is issued instantly — ready for any property manager, HOA, or GC.
*Quote turnaround is typical during normal business hours and may vary. Coverage, same-day availability, and eligibility are subject to carrier underwriting and approval.
"You mow, mulch, and maintain properties every day. We build coverage around how your landscaping business actually runs."
Coverages
Plain-English protection, matched to your real exposures.
The foundation. Responds to third-party bodily injury and property damage — a mower throws debris and damages a car, a client trips over your equipment, or you accidentally sever a utility line.
Inland marine coverage protects your mowers, trimmers, blowers, and trailers — whether on the job site, in your truck, or in transit. Standard property policies don't follow your equipment.
The trucks and trailers hauling your crew and equipment between sites all day. Personal auto policies typically exclude business use, so a truck used to tow a mower and trailer needs its own commercial policy.
Covers the gap when a crew member drives their own truck to a job site or you rent a truck for a bigger project — often required by property managers before crews arrive on-site.
Landscaping is physical work — lifting, repetitive strain, blade injuries, heat exposure. Required in most states once you bring on W-2 crew, and it covers medical costs and lost wages after an on-the-job injury.
HOAs, property management companies, and GCs almost always want to be named on your policy before your first mow of the season. A blanket endorsement covers every client automatically as you sign new properties.
Coverage descriptions are general summaries. Actual coverage is governed by the policy issued and is subject to underwriting, terms, and carrier availability.
Who we insure
Weekly mowing routes, seasonal cleanup, and homeowner-direct maintenance work.
Office buildings, retail spaces, warehouses, and commercial projects.
Licensed contractors managing crews, subcontractors, and larger projects.
One-person operations that need GL fast — often for a specific job or client.
Patios, retaining walls, irrigation installation, and landscape design-build work.
Just starting out? New ventures welcome. Get covered from day one. →
Wondering about price?
Your premium depends on revenue, crew size, equipment value, whether you plow snow or apply chemicals, and the states you operate in. See what drives the number — and what you'd likely pay.
See the full cost breakdown →FAQ
Landscapersurance connects you with licensed agents who size coverage to match — whether it's one mower and a trailer or a fleet running five crews — and typically build your custom quote back the same business day. Review it, enroll yourself, and your COI is issued instantly after you bind.
The specialist insurance program for landscapers.